Can I sell my house to stop a foreclosure in Florida?

Yes. Selling your home for cash before the foreclosure auction is one of the most effective ways to stop the process. ACS Capital Group can make a cash offer within 24 hours and close in as little as 7 days — fast enough to stop most foreclosures before they complete.

How long does foreclosure take in Florida?

Florida is a judicial foreclosure state, meaning the lender must go through the courts. The process typically takes 6–18 months from the first missed payment to the auction date. Once you receive a Notice of Default or a court summons, time is critical — contact us immediately.

Will I get a fair price if I sell during foreclosure?

Yes. We base every offer on the after-repair value (ARV) of your home and current market comps — not on your distress situation. We walk you through the math so you understand exactly how we arrived at the number.

What happens to my credit if I sell before foreclosure?

Selling before the foreclosure completes is significantly better for your credit than letting the bank take the home at auction. A completed foreclosure can stay on your credit report for up to 7 years. Selling for cash stops the process and lets you move forward.

Free Offer · No Obligation

Stop Foreclosure. Sell for Cash Before the Bank Does.

Facing foreclosure in Florida? We buy your house fast — AS-IS, no repairs, no fees. You walk away with cash. No Repairs | $0 Fees | $0 Commissions | Close in 7 Days

Days to close

24h

Cash offer

Fees & commissions

Family-owned · Licensed in Florida · We've helped homeowners stop foreclosure since 2018

Step 1 of 2

Why homeowners choose ACS

Zero repairs

We buy as-is. You don't spend a dollar.

Zero commissions

No agents commissions and closing costs. What we offer is what you get.

24-hour offer

Local rapid analysis. No appraisals needed.

You pick the date

Close in 7 days or 6 months. Your calendar wins.

How it works

Three steps. No surprises.

Tell us about the house

Fill out the form or call us at (689) 407-8670. Our team reviews the property and neighborhood comps.

5-minute walkthrough

A local specialist stops by for a quick look. No appraisals, no formal inspections.

Receive your cash

We make a fair cash offer. You pick the closing date. We close at a trusted local title company.

About us

ACS Capital Group LLC is a local, family owned Real Estate company. We help homeowners sell houses quickly and without hassle. We pay cash for the houses and buy houses in as-is condition. We offer a wide variety of solutions to any real estate problem. We will visit your home for a free 5 minutes walk-through, and then make a fair, market-based offer.

Years buying in Florida

$0M+

Paid to local homeowners

Family-owned & operated

Compare

Traditional agent vs. ACS Capital Group

The numbers your agent doesn't show you in the first meeting.

—

Selling with an agent

Selling to ACS

Commissions

~6% of sale

Closing costs

~2% of sale

We cover it

Required appraisal

Yes — subject to bank

None — we pay cash

Avg. days until sold

≈91 days

Immediate offer

Closing date

30–60 days after offer

Your choice

Repairs

Negotiated in inspection

None — as-is

Areas we serve

All of Florida.

We buy houses across 24 counties statewide — urban neighborhoods, suburbs, and rural areas.

Orange County

Orlando · Winter Park · Apopka · Winter Garden · Ocoee · Maitland

Seminole County

Sanford · Altamonte Springs · Oviedo · Lake Mary · Casselberry · Longwood · Winter Springs

Osceola County

Kissimmee · St. Cloud · Celebration · Poinciana · Buena Ventura Lakes

Lake County

Clermont · Leesburg · Mount Dora · Eustis · Tavares · Lady Lake · Minneola

Polk County

Lakeland · Winter Haven · Davenport · Haines City · Bartow · Lake Wales · Auburndale

Volusia County

Daytona Beach · Deltona · DeLand · Port Orange · Ormond Beach · New Smyrna Beach · Orange City

Brevard County

Melbourne · Palm Bay · Titusville · Cocoa · Rockledge · Merritt Island · Viera

Marion County

Ocala · Belleview · Dunnellon · Silver Springs Shores · Summerfield

Hillsborough County

Tampa · Brandon · Riverview · Plant City · Temple Terrace · Sun City Center

Pasco County

New Port Richey · Zephyrhills · Wesley Chapel · Land O' Lakes · Dade City

Hernando County

Spring Hill · Brooksville

Pinellas County

St. Petersburg · Clearwater · Largo · Dunedin · Tarpon Springs · Pinellas Park

St. Johns County

St. Augustine · Ponte Vedra Beach · Fruit Cove · Nocatee

Flagler County

Palm Coast · Flagler Beach · Bunnell

Duval County

Jacksonville · Jacksonville Beach · Atlantic Beach

Miami-Dade County

Miami · Hialeah · Miami Gardens · Kendall · Homestead

Broward County

Fort Lauderdale · Hollywood · Pembroke Pines · Coral Springs

Palm Beach County

West Palm Beach · Boca Raton · Boynton Beach · Delray Beach

Lee County

Cape Coral · Fort Myers · Lehigh Acres

Sarasota County

Sarasota · North Port · Venice

St. Lucie County

Port St. Lucie · Fort Pierce

Alachua County

Gainesville · Alachua · Newberry

Leon County

Tallahassee · Killearn · Bradfordville

Escambia County

Pensacola · Ferry Pass · Warrington

Don't see your area? Just ask.

Verified reviews

Florida homeowners who already sold.

"I inherited my aunt's house in Pine Hills and didn't have time to even clean it. ACS made an offer the same day and closed in 9 days. Everything clean and on paper."

Camilo A.

Pine Hills

"I got transferred to Texas in three weeks. I called three companies; ACS was the only one that showed up at the house the next day and kept their word to the letter."

David T.

Lake Nona

"The house had water damage and two other companies offered laughable prices. ACS was fair, transparent, and paid us in cash in under two weeks."

Janet P.

Apopka

Foreclosure questions answered

What Florida homeowners ask us most.

Call us or fill out the form right now. We'll make a cash offer within 24 hours — and we can close before your auction date.

Get My Cash Offer

Can selling my house stop a foreclosure?

Yes — and it's one of the best options available. Selling for cash before the auction date stops the foreclosure process, protects your credit, and puts money in your pocket. We can close in as little as 7 days.

How long does Florida foreclosure take?

Florida is a judicial foreclosure state — lenders must go through the courts. The process typically takes 6–18 months. Once you receive a Notice of Default or court summons, every day matters. Contact us immediately.

Will I still owe the bank money after selling?

In most cases, if the sale price covers what you owe, you pay off the mortgage at closing and keep the rest. If you owe more than the home is worth, we can discuss options including short sale coordination. We'll walk you through it.

Do I need to make repairs before you buy?

Zero repairs. We buy the house exactly as it is — water damage, code violations, structural issues, whatever the condition. You don't pay a dollar out of pocket.

What happens to my credit if I let the bank foreclose?

A completed foreclosure can stay on your credit report for up to 7 years and drop your score by 100–150 points. Selling before the foreclosure completes is significantly better for your financial future.

How fast can you close?

We can close in as little as 7 days — often fast enough to stop the foreclosure auction. If you're on a tight timeline, call us immediately at (689) 407-8670 and we'll prioritize your case.

Do you charge any fees or commissions?

Zero. The cash offer we make is exactly what you receive at closing. We pay all closing costs and handle all the paperwork.

Time is critical — act now

Don't let the bank take your home.