Divorce··6 min read

Selling a House During Divorce in Florida: What You Need to Know

When a couple divorces in Florida, the house is often the most valuable asset — and the most complicated one to resolve. Whether you agree on selling or not, understanding Florida law and your options can save you months of delays and thousands of dollars in legal costs.

Florida's equitable distribution law

Florida does not automatically split marital assets 50/50. Instead, it follows "equitable distribution," meaning the court divides assets fairly based on:

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Each spouse's financial contributions

Income, assets brought into the marriage, and financial contributions to the household.

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Non-financial contributions

Child care, homemaking, and support of the other spouse's career development.

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Each spouse's financial situation

Debts, employability, custody of minor children, and future financial needs.

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Length of the marriage

Longer marriages tend to result in divisions closer to 50/50.

Your three options for the marital home

01

Sell the home and split the proceeds

The cleanest and most common option. Both spouses sell the property, debts are paid (mortgage, closing costs), and the net proceeds are divided as agreed or ordered by the court. A cash sale significantly accelerates this process.

02

One spouse buys out the other

One spouse keeps the house and refinances the mortgage to remove the other from the loan. This requires the remaining spouse to qualify for the mortgage on their own — which can be difficult if incomes were combined. It also requires agreeing on the home's fair market value.

03

Both spouses retain the property temporarily

Courts sometimes allow co-ownership for a set period — typically until children finish school. This option is rare and complex; it requires very detailed agreements about who lives there, who pays the mortgage, and how the property is eventually sold.

What happens if spouses can't agree?

If both spouses are on the title (which is typical for marital homes), both must sign to complete a sale. If they can't agree, either party can ask the court to order the sale. The problem is that this process:

Can take additional months while the case is in court
💰Significantly increases legal costs for both parties
😤Escalates conflict and stress during an already difficult time
📉May result in a lower sale price if the property deteriorates during the process

How a cash sale simplifies the divorce process

A cash sale to a buyer like ACS Capital Group removes most friction points:

No repairs to negotiate — we buy as-is
No agents, no commissions, no months of showings
A clear, simple offer that both parties can evaluate quickly
Close in 7 days — or on whatever date works best for both
No financing contingencies that could fall through
Fewer joint decisions = less conflict = lower legal costs

Frequently asked questions