Selling a House During Divorce in Florida: What You Need to Know
When a couple divorces in Florida, the house is often the most valuable asset — and the most complicated one to resolve. Whether you agree on selling or not, understanding Florida law and your options can save you months of delays and thousands of dollars in legal costs.
Florida's equitable distribution law
Florida does not automatically split marital assets 50/50. Instead, it follows "equitable distribution," meaning the court divides assets fairly based on:
Each spouse's financial contributions
Income, assets brought into the marriage, and financial contributions to the household.
Non-financial contributions
Child care, homemaking, and support of the other spouse's career development.
Each spouse's financial situation
Debts, employability, custody of minor children, and future financial needs.
Length of the marriage
Longer marriages tend to result in divisions closer to 50/50.
Your three options for the marital home
Sell the home and split the proceeds
The cleanest and most common option. Both spouses sell the property, debts are paid (mortgage, closing costs), and the net proceeds are divided as agreed or ordered by the court. A cash sale significantly accelerates this process.
One spouse buys out the other
One spouse keeps the house and refinances the mortgage to remove the other from the loan. This requires the remaining spouse to qualify for the mortgage on their own — which can be difficult if incomes were combined. It also requires agreeing on the home's fair market value.
Both spouses retain the property temporarily
Courts sometimes allow co-ownership for a set period — typically until children finish school. This option is rare and complex; it requires very detailed agreements about who lives there, who pays the mortgage, and how the property is eventually sold.
What happens if spouses can't agree?
If both spouses are on the title (which is typical for marital homes), both must sign to complete a sale. If they can't agree, either party can ask the court to order the sale. The problem is that this process:
How a cash sale simplifies the divorce process
A cash sale to a buyer like ACS Capital Group removes most friction points:
